49 replies to this topic

[Mongdeo]

Insurance always seems a scam to me, im in D area with full discount and PNCB and one SP30 last years insurance was £500 (After ringing every insurance co on the planet) not looking forward to this years renewal in a couple of months.

[MattyBird]

I'm in A  :: :: ::

[slice16]

mines a E... thats harsh :S

[Postie]

Now in a B but my last one was an F*.

That explains why my bike premium dropped by £200 (or 65%) when we moved.

[Diesel_fan]

Quote

What does that "refer" mean?

This is where you have to phone your insurance company and they think of a high number, multiply it by a factor of 3, round it up to the next nearest £100 and then add V.A.T. on top.  Then to really insult you they say the price so cheerily and expect you to still be breathing afterwards!!

[MICKUPNORTH]

im in an 'F' area, lol, but my insurance aint too bad, if its not nailed down, the thieving scumbags will av it round here! and even if it is nailed down they'll still try! an example being having my bloody foglight  stolen out of my mk1 ffs! who pinches fog lights????? :loopy:

[FlashBastd]

I moved from a "C" with a garage, to an "E" without, and got a refund!

That was for an '88 1.3 Escort Pop though!

Moved from an "A" area (drive), to centre of B'ham (garage) "Refer" with my RS2000, and the premium went from £1,200 to £2,400!

I think part of the thing is though that we all drive Mondeo's, which generally speaking have good standard security (don't want to tempt fate), so the theft risk (which is what the above categories relate to) is reduced. Most Mondy's, other than the V6 ones have pretty low insurance.

The wife's '93 318 is gp 14 and is NOT fast, fun, but NOT fast. A Mk1 2.0 Si, which is quick and fun is only gp 11.

[Disco_Mikey]

Insurance companys make it up as they go along. My mate has been offered a cavvy sri, and was quoted 709.99. And i was bored so the only details i changed was the name, from his to mine, and the premium went up by 30 quid! Assholes...

[Disco_Mikey]

And i just got a quote there for my mondy now. Live in a DD3 now, but before that was just up the road a bit, but different area.

Anyway, where i am now was quoted 670.99
Where i used to live...917.99

Like i says, both are DD3, about 1/4 mile apart... Band D

And another quote of a DD5 which is band A, 715.00




Just make it up as they go along...

[mondiedriver]

six months on and gone up 70 quid there just haveing a  :BEEP:   :D
f :BEEP:
b :BEEP:
c :BEEP:
f :BEEP:
b :BEEP:
  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP:  :BEEP: .
........................................

what is sex  :confused:  

[luigione]

I've always used quoteline direct to do my insurance and it's always been reasonable. This years premium was £342 for my N reg 2.0 mondeo, just swapped it for an S reg 1.8 TD estate though and had to pay another £45 to transfer the insurance over and I'm in a F area plus I got a SP30 this year to boot so I think it's worth shopping around for your quote.

[Tesla]

You lot have it easy, I am in D*, my insurance is £186 a month, thats about £2200 a year. TPFT!!! :'(

[James_McHattie]

2.0l GhiaX Owner @ 18!

Says it all really....

[GingaGizmo]

I'm in an F area (OL2) £360 tpft on a mk1 verona aint that bad. 3 yrs n/c and no accidents or convictions at 28. I moved up the road for 6 months a while ago and got a nice little refund (the only difference is that it was on a drive) when it came to changing back I only had to pay the admin fees coz I was nearly up for renewal. still ended up better off though. I thought Confused.com was good, I've used them for the past couple of years.

[WilliamLX]

How about the figures for Northern Ireland (ie BT).  When I lived in England and moved from Woodford Green (E*) according to the info here to Sutton Courteny in Oxfordshire (A) they tried to charge me extra for the car insurance.  I argued and they did not charge me, but they did not refund me anything either for moving to a lower risk area.

[Clive_mids]

i got quoted £450 full comp to change from a group 8(with a  Â£300 excess no protected no claims)  to my group 15/16 V6 mondeo by tesco ins but the salesman who sold me the car put me in touch with :

ROUTEN CHAPLIN
Notts: 01159734437

and i got it for £300 full comp with protected no claims and a £50 excess ............ :L sorted
they are a broker and the insurance is with equity red star ! im a band B RISK
so anyone looking for ins .. give them a try

[totalguy]

not bad we are "C" is there an updated versaion of this? as this was originally posted a while back

[indie]

I moved half a mile down the road to a new place with a garage within the same TS5 post code and my insurance went up £80!

The whole thing seems rather pointless to me, TS5 covers a hell of a big area from shoddy council estates to £500000+ houses.

[fordcrazy]

i had the same problem moved about 300 yrds down the road but because it fell outside a certain boarder it went up about £60 ...bang out ogf order

kev :L  :L  :L

[johnnyb]

do these things ever change??