Pass Plus

1152 Views 14 Replies 9 Participants Last post by Rich, Feb 26, 2010

sjt959

Discussion Starter · Feb 26, 2010

My daughter passed her driving test yesterday and talking with her instructor afterwards about the pass plus scheme, extra training for night driving, all weather, out of town etc. he said that theyâ€™ve covered most of it already, especially not having cancelled any lessons due to the recent bad weather, including going to a large car park to practice skid control.

However he did mention the possible discounts with some insurance companies. We will be talking with hers later to change the details to a full licence - thatâ€™s gonna cost...... - and will ask. But in the mean time anyone had experience of this. Does it actually make a difference and for how long is it taken into account? Possible savings compared to the cost of the course?

Thanks

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OurKid85

· #2 · Feb 26, 2010

If your daughter already has insurance in place, probably best phoning them to see what difference it makes.

The company I work for equates to 1 years NCD (or it did a couple of years ago when I worked in the Sales/Service Centre). When I passed my test 4/5 years ago, my initial premium was Â£1,500. When I passed Pass Plus it dropped to Â£900/Â£1,000. I'd imagine the discount relates to the premium so the bigger the premium, the bigger the discount.

stevieb12345

· #3 · Feb 26, 2010

I saved quite a bit of money when I passed my test in 99 and Once you pass I think it lasts for two years. The test for me was only a two hour run along the motorway.

raynkar

· #4 · Feb 26, 2010

Our kid85
I'm not very clued up on the pass plus scheme. Does it cover motorway driving too?

I only ask as my two sons are about to start their driver training, and I want them to get the best courses available. What did you think of it. Did the instructor's attitude change, a bit like the difference between teachers at school/college?

Thanks in advance for any help.

sjt959

Discussion Starter · #5 · Feb 26, 2010

Policy gone up from Â£700 to Â£1000, to dumbstruck to ask about the pass plus, will have to call back once I've regained my composure.........................

raynkar, the leaflet Hannah brought home after her test lists driving in town, out of town, in all weathers, at night, on dual carriageways and on motorways. Her instructor says they've covered all except motorways, obviously. If discount/drops quoted above are correct the cost may be worth it. I'd not let her onto a motorway without being with her the first time anyway.

Marney

· #6 · Feb 26, 2010

Depends on the quote how much it takes off. It seems to reduce the quote by more for young male drivers than young females.
Pass Plus is a 3hr leasson inc motorway driving, it's pretty much impossible to fail and costs around Â£140.
Usually gives a discount of between 10-15% but this can be more for young males for some reason.
Do a quote on the Aviva website, add yourself on as a named driver to reduce the premium, then call up to add on the Pass Plus discount and see how much it takes off.
I did quote one 17yr old girl and Pass Plus took Â£700 off of her quote. Took it down from Â£1650 to just under Â£950.

OurKid85

· #7 · Feb 26, 2010

Raynkar - as SJT stated, covers driving in town, out of town, in all weathers, at night, on dual carriageways and on motorways. Think I may have also done a bit on country driving too. Was 3 2 hour sessions. Didn't find a change in the instructors attitude, probably a little more relaxed if anything as the driver has their licence so clearly can be trusted on the road. Just a case of taking on and getting more experienced in things that are not always possiblt to cover in lessons.

SJT - Some, if not most insurers will increase the premium when a young driver goes from Provisional Licence to Full Licence as before there was the safety of someone else being in the car and will probably not be using it more than 2/3 times a week as will only be learning. Now they have an inexperienced driver out on the road on there own and stats would indicate you are more likely to be involved in an incidence in the X amount of months after passing a test.

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sjt959

Discussion Starter · #8 · Feb 26, 2010

ourkid, I was expecting the increase as I'd been warned original (and it makes sense) that going with the cheapest for a provisional licence policy may add a bigger premium once passed.

raynkar

· #9 · Feb 26, 2010 (Edited by Moderator)

Thank you for your replies on pass plus.

When I Did my driver training, I could not wait to get going, but now my kids are about to start driving, I want them to have the best training possible, but also I try to tell them the stuff that ordinary lessons won't teach them, such as: Not being bullied by tail gaiters, looking out for idiots jumping lights, or the drivers who think they are more important than everyone else, and jump lanes and roundabouts and lights,to cut in front of drivers behaving properly!
Its sad to say there were many posters on this site in a recent thread, who thought it was perfectly alright for them to jump lanes, or overtake new/nervous drivers on the inside, just so they could get further up a queue. Even though this behaviour can lead to crashes or road rage, they seemed to think it was OK, and that they were not hurting anyone!

sjt959 Good luck with your daughters driving,and I hope she stays safe.

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The Guv.

· #10 · Feb 26, 2010

Pass Plus for me and my sister made next to no difference, I think she got about 50 quid off on a 900cc mini!

I don't think I got much more than that and I seem to recall it costing about the same as what I'd saved...

I'd get a quote from the insurers before to make sure it's worth doing. I'd say it's probs worth doing anyway, but its something that you can do with her rather than paying for it.

Marney

· #11 · Feb 26, 2010

sjt959 said:
ourkid, I was expecting the increase as I'd been warned original (and it makes sense) that going with the cheapest for a provisional licence policy may add a bigger premium once passed.

In no way advertising, but with the company I work for, Provisional Licence isn't rated any different from Full UK Licence, all goes on licence years.
So if someone has had a Provisional since they were 17 but waited until they wer 29 until passing, then they have 9+ years on they're licence.

sjt959

Discussion Starter · #12 · Feb 26, 2010

Well, I called the insurance company again and asked them if they take Pass Pluss into account, unfortunately the don't. But I guess others may do........................

markyg

· #13 · Feb 26, 2010

I did it (circa 13 years ago now) and found that I got a discount but only usually with insurers who were more expensive to begin with so the discount brought them into line with the cheaper insurers. AFAIK I`ve never actually used it to lower my premium for this very reason.

03mondeo

· #14 · Feb 26, 2010

Its definately worth checking if the insurance company uses the pass plus discount. I never done it because the cheapest insurers didnt accept the pass plus, it worked out cheaper for me not doing it. Still had to pay Â£1300 for a 1 litre micra! Im glad those days are gone!

Rich

· #15 · Feb 26, 2010

Chinfuzz said:
I did it (circa 13 years ago now) and found that I got a discount but only usually with insurers who were more expensive to begin with so the discount brought them into line with the cheaper insurers. AFAIK I`ve never actually used it to lower my premium for this very reason.

This was my experience.

--R

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