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Word of warning

1570 Views 21 Replies 10 Participants Last post by  compuwiz_uk
Don't know if you guys know this but if you insure your car with swiftcover you will not be able to tax your car with the printed certificate of insurance, despite it being perfectly valid, big notices everywhere despite the DVLA and post office saying it's discretionary... so thats a £15 quid admin fee if I remember correctly
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Shall move this to the insurance forum where maybe a bit more of use :L
Hi,

I'm not saying you're wrong but where are you getting your info from?

Both me and the wife are both with Swiftcover and both have used our printed certificates to get tax.
I was at the post office this evening trying to tax my new car with a printed covernote from dayinsure since my current documents had not arrived, massive notices up everywhere saying 'we will not tax with a swiftcover insurance note unless it has been sent by them'

apparently all of the post offices have been following suit, and yes in the past I have been able to tax with swiftcover, huge problem for me as I now can't tax my car until the documents arrive... damnit
Also, there's no problem renewing your tax online if you're insured with Swiftcover.
thought it was common practice for the post office to only accept documents which were originals and not photocopied, faxed or copies downloaded by the policy holder.
52graphite said:
Also, there's no problem renewing your tax online if you're insured with Swiftcover.
no problem in taxing online, but in the post office is where they take issue, unfortunately I can't tax online as I am not the 'registered keeper' as far as the DVLA are concerned as they have not received the forms yet
streetboy said:
thought it was common practice for the post office to only accept documents which were originals and not photocopied, faxed or copies downloaded by the policy holder.
It is but they are supposed to have discretion and in the past have accepted documents printed from swiftcover
thelongmile said:
I was at the post office this evening trying to tax my new car with a printed covernote from dayinsure since my current documents had not arrived
Didn't think you could tax a vehicle with tempory insurance? Or do dayinsure do 12 month policies as well? :ponder:
providing you have a valid covernote you can legally tax the car no matter how long the insurance lasts
[quote name=dayinsure website]Yes. dayinsure short term insurance is suitable. (At the sole discretion of the individual post office and we cannot guarentee that it will be acceptable).[/quote]

Was gonna say, not round here you cant and have had quite a few customers on the phone disappointed after buying temp cover to tax vehicles.
Dunno why it's legal as what's to stop people buying temp cover just to tax the vehicle and then driving uninsured rest of the time? Car would look legal parked up to traffic wardens etc
Marney said:
dayinsure website said:
Yes. dayinsure short term insurance is suitable. (At the sole discretion of the individual post office and we cannot guarentee that it will be acceptable).
Was gonna say, not round here you cant and have had quite a few customers on the phone disappointed after buying temp cover to tax vehicles.
Dunno why it's legal as what's to stop people buying temp cover just to tax the vehicle and then driving uninsured rest of the time? Car would look legal parked up to traffic wardens etc
I can see that, my problem is that I was insured, and still am legally but have not had my documents through yet, brought the car untaxed so now can't drive it until it is taxed, frustrating given the frankly appalling state of the british postal service
Where did you bring the car from? :whistling:

Anyways, to sumarise, we've gone from wild panic to you may, or may not, be able to get tax with a Swiftcover printed covernote or a temp insurance covernote, depending on your local Post Office!

Top post TLM :L
Marney said:
thelongmile said:
I was at the post office this evening trying to tax my new car with a printed covernote from dayinsure since my current documents had not arrived
Didn't think you could tax a vehicle with tempory insurance? Or do dayinsure do 12 month policies as well? :ponder:
I had a one-month policy on my bike when I first acquired it, pending termination(by me) of my previous policy and awaiting my NCB. I had no problems taxing at the Post Office... TBH I've also done it with a certificate I printed out here... :)

--Rich
Its not the post offices that are the problems they had a directive from the DVLA, instructing them not to accept printer copies. I had big problems the last time I taxed my car. As at the bottom of the Certificate it states.
This is printed on a Laser printer.
Marney said:
Where did you bring the car from? :whistling:

Anyways, to sumarise, we've gone from wild panic to you may, or may not, be able to get tax with a Swiftcover printed covernote or a temp insurance covernote, depending on your local Post Office!

Top post TLM :L
Congratulations Marney it appears you actually read the first post where I pretty mush said that
Technially speaking, from a legal point of view tou should not be allowed to tax a vehicle with a Swiftcover Certificate as electronic Certificates or not valid. However, my understanding is it's currently going through the House of Lords at the moments (or who ever these things get run by) to legalise electronic Certificates.

Some post offices may turn a blind eye, others may not, suppose it depends on how lucky you are
OurKid85 said:
http://www.easier.com/62421-electronic-car-insurance-certificates-legal-from-april-2010.html

Would appear maybe next month they will become legal
top find! thank you!
feel your pain/frustration thelongmile, bought wife a clio last sat tested no tax, insured on line day before (Friday), now 5 days still waiting for ins cert to arrive to tax it, same cant do it on line, no reg doc in our name,and when it arrives another kick in the goolies being it gets taxed from 1 st of month so paying for time i did not have the car GRRRRR.
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